Commercial Lines Coverage
Fleet and commercial vehicle coverage that keeps your business moving — from a single work truck to a full fleet of delivery vehicles.
Personal auto policies don't cover vehicles used for business purposes. Commercial auto insurance protects your company-owned vehicles, your employees who drive them, and the cargo or equipment they carry. We work with carriers that specialize in commercial fleets across South Florida.
Plumbers, electricians, HVAC techs, and other tradespeople who use trucks or vans for work need commercial auto coverage.
Any business that delivers goods — food, packages, supplies — needs commercial auto to cover vehicles and cargo.
Landscapers, cleaners, pest control, and other service businesses with vehicles on the road daily.
Agents and property managers who regularly transport clients or visit properties may need commercial coverage.
Companies with 5 or more vehicles benefit from fleet policies with volume discounts and centralized management.
If employees drive their own vehicles for company business, hired and non-owned auto coverage protects your business.
Generally no. If you use a vehicle primarily for business, a personal policy will likely deny claims that occur during business use. Commercial auto is required.
Hired auto covers vehicles you rent for business. Non-owned auto covers employees using their personal vehicles for company business. Both fill important gaps.
Yes. We can write a single commercial auto policy covering multiple vehicle types — cars, vans, trucks, and specialty vehicles.
Premiums are based on vehicle type, use, driver records, annual mileage, and coverage limits. We shop multiple carriers to find the best rate for your fleet profile.
Our licensed advisors will find you the best rate across 100+ carriers. No obligation, no pressure — we speak English and Spanish.